Superintendency reform of U.S. dollor be in harmony is diffi

Through heavy difficulty, american ginseng is numerous two parliament were approved early or late recently from acting 1930 economy the biggest finance since great depression superintends reform bill, this act waits for American president Aobama to sign the law is become after approval. The financial field that act place involves is very extensive, from the member that automatic drawing machine trades to wall street, all-embracing. Bank of bill provision investment must is opposite its much business undertakes reforming adjustment. Global finance will be become to superintend the new pattern of reform after the law is carried out, it gifts the power with the most extensive to money market government is outspread, certainly will weighs model banking structure; But whether can it achieve the goal that eradicates financial crisis germ, it is the whole world is in however an important matter of the care that fix eyes on.

However although act is passed, length is as long as 2800 pages, but just be a frame, specific legal clause still is waited for draft, this is an extremely formidable task, cent is in charge of finishing by 10 superintendency orgnaizations. Later new financial structure how, superintend severe lax case, not be a decision at act itself, decide the clause that makes at these superintendency orgnaization place however, and of these article draft, argue and revise, reckon the time that also wants 3 years two just can be finished. The article will discuss enterprise \" simply big and the problem of firewood fulfil control that does not pour \" and enterprise to be in charge of high.

The most significant should count tall to the enterprise canal firewood fulfil control in content of new proposed law, and the enterprise that make \" big and does not pour \" closes down two. Sheet should make an effective clause with respect to these two with respect to not simple, want to face heavy difficulty, want to different opinion compatible and harbour. \"Big and pouring \" is to point to cast travel company dimensions tremendous, if because reason goes bankrupt,close down, will affect economic the people\'s livelihood deep gigantic, reason government is forced to allocate funds deliverance, do not let close down. When Lei Man brother went bankrupt 2008 after closing down, cause the effect of shock sex to the United States and even world each country really, be like not deliverance, other cast also will go bankrupt in succession all right close down, consequence will be unimaginable. After these send the minister that wins taxpayer all right, had endured difficulty, be unexpected rescued from a desperate situation, begin to be in again money market activity, earned profit with millions upon millions yuan plan. Deliverance cast after travel, some of what benefit does taxpayer get?

New proposed law makes clear a regulation, later these \" are big and do not pour \" cast if be faced with,go bankrupt all right, government absolutely not deliverance, hold the post of its to close down. However pertinent legal clause should how protocol, your poll aches special; How to assure to be cast greatly again after closing down all right, had not had big effect to economic society? New proposed law instructs insurance company of American confederative deposit to establish new insolvency to liquidate a mechanism, stipulate big finance orgnaization must do good risk to move equipment ahead of schedule, massive harm is caused after going bankrupt in case. Road rugged, let our wait and see what happens.

The excessive and congenial behavior of financial orgnaization, because come from financial firewood fulfil institution,its guide. Want orgnaization of finance of effective keep within limits excessive speculation, must reform system of its firewood reward first, also new proposed law emphasizes this clearly. The head head that invests a bank people know of course, and the risk of clearer than anybody excessive and congenial behavior. That why they even so do? This and head of contemporary company head people firewood fulfil structure is having close relationship, learn the procuratorial theory in to be able to explain very clearly with finance.

Firewood proposes a toast the structure causes greedy natural instincts

What the word says contemporary big company is big already not was individual or family can be had or control, even if is individual or domestic place control, often also invite person specially assigned for a task to manage, having authority and administrative power is apart, controller became the agent of owner accordingly. Cite example of investment silver-colored behavior, investing a bank is to appear on the market company, as appear on the market the agent of the company, the president that invests a bank is having vast power, their firewood fulfil also is all industries in highest. According to the report of company of American Peng rich: From 2003 arrive 5 years 2007, wall street 5 cast the firewood that extends to its president all right to propose a toast amount exceeds 3 billion dollar greatly. Structure of its firewood fulfil can divide for 3 parts: Secure firewood fulfil, Hua Gonghe to leave one\'s post namely pay. The fixed yearly salary that invests bank president is little a 1 million dollars, dollar of many ten million; Hua Gong is the outstanding achievement according to the president will extend of course, go up commonly the period right that the president has the bank accord with huge amount, when banking performance is good, the raise on share price, if market price is high,expire the exercise price of authority, president exercise period counterpoises, make year of income more than millions upon millions dollar.

The depose after a such presidents that invest a bank have an accident in its bank says: We are good when the company is good, we are bad also when the company is bad, meaning of a bit regret also is done not have. According to the report, he reachs several dollars in gross income of those a few years. Actually, if president because misgovern, cause loss of company a huge sum and be forced to leave one\'s post, also can propose a toast according to firewood agreement, the brushstroke that get parts company bigly cost, its amount can be amounted to 1 million even ten million dollar, to the loss of the company, need not bear big responsibility, can go. In contemporary company, call this golden handclasp.

Be so favourable firewood fulfil condition, make the president unbridled ground that invests a bank undertakes high risk works, exert all over skill, be sure to profit is great change. Often say in money market: High risk tall redound, this risk since also is negative, change character, undertake high risk works, to the company character, can profiteer to also can lose big money already; But to the president, high risk tall redound, can explain to undertake high risk works only, when profiteering only and when losing big money, because they are procuratorial only, company blame belongs to them all. Undertake high risk works, the president when making money can divide Hua Gong of high specified number, when losing money, be in charge of him! Not be oneself money anyway. All these is come from at the mankind\'s greedy natural instincts. Be the contradiction between this kind of agent and partner, make money market is full of the crisis everywhere, the government wants to finish be apt to in law the company processing of this respect, really not easy.

New proposed law gives the task of system of supervisory firewood reward confederative reserve bank, ensure tall canal firewood proposes a toast the system won\'t cause the excessive speculation action that finance provides high. But the system of reward of financial orgnaization firewood that how makes an ideal? Be restricted to be in charge of firewood fulfil high to set? By the partner of financial orgnaization agreed? New proposed law explains federal lays in a bank to provide the guidance of creed sex only, won\'t draft specific regulation, believing is by partner agreed. In view of equity control is in large stockholder hand, firewood reward system is returned very likely again and propose a toast adjacent system goes with high salary so.