Hotel type apartment is become unexpectedly ＂ flaw ＂

Recently, this print journalist arrives through surveying knowledge, in the bank loan falls from strict market requirement, a few person that buy a house are OK still \" borrows apartment of \" hotel type to invest 3 much perhaps flatlet. And from the point of bank report, also did not make clear demarcate the loan frequency of this kind of house property. This makes the very much person that buy a house generated question, did apartment of type of investment public house become the \" of policy \" flaw that at present building city issues unexpectedly? Below the case that does not get bank loan effect, did hotel type apartment already invest good chance now?

Buy hotel type apartment to see the property that use the land above all

\"If be of commercial property,use a room, do not calculate the residence originally, because this won\'t get,the room borrows the limitation of policy. \"Recently, this print journalist from this city much home bank understands, type apartment calculates the hotel not to calculate the residence, accept the restriction that does not accept policy of much flatlet loan, basically be the property using the land that sees hotel type boarding house.

Clerk of a bank says: \"What bank loan basically looks is land use fixed number of year, if hotel type apartment uses fixed number of year to be 70 years, so it is mixed the house is same, silver-colored guild maintains it to be residential product, because of the limitation that this will be borrowed money by much flatlet. And like apartment of wine shop type use fixed number of year is 40 years or 50 years, so apartment of this hotel type will regard as business the ground, because commercial project approving is when land give an official, do not have at present any a cycle of songs in a traditional opera that file and policy will come to restrict an individual to be bought through commercial loan. \"But, apartment of type of investment public house and buy fair like building kind of product, still should get tall head pay, the limitation of high interest rate, carry out a Fu Wucheng, interest rate the loan policy of 1.1 times.

Still living for business when a few investor kind of product when sufferring policy impact to rejoice secretly, beijing building city bans business of carry out \" to change the adjusting control policy of \" , also let this kind of product facing new doubt again.

On May 19, beijing lives build appoint, city hair changes appoint, city plans appoint, land bureau is released jointly \" the announcement that looks about strengthening hotel category sale management concerns an issue \" , make clear among them: Estate development company is in obtain hotel category approve of eye project approving or put on record after file of give an official, must strict according to the hotel kind construction of design of program use organization, development, do not get do sth without authorization to change a project to use ground property and program to use battalion of by way of to use, do not make over so that do sth without authorization breaks up without approval; The hotel project of contract of land sell one\'s own things is signed after May 31, uniform prohibit unit of statified, cent is sold.

Of policy of Beijing adjusting control come on stage, showed local government to be opposite the investment blow strength that buys a house. And because hotel type apartment is faced with,wear property right fixed number of year is brief. Charge of electricity of tall, water uses property a few more advanced real problem, the expert inside course of study also reminds the person that buy a house, type apartment buys the hotel to still need reason to treat.

Sale of hotel type apartment faces doubt

The personage inside course of study says: \"Confidence decides investment is oriented \"

When Dalian open estate seeks advice from limited company to engineer division Chen Xiyi to analyse hotel type apartment to invest foreground, say: And before photograph of adjusting control policy is compared, new politics hit the end that approachs speculation and investment sex demand apparently, and this second adjusting control is different from before adjusting control, short-term inside the likelihood won\'t end. In eye antecedent condition falls, commercial real estate makes the new way that investor house property invests, and investment \" heat tastes \" small family apartment to face very big challenge. Really, policy adjusting control created certain vacuum for commercial real estate, but the small family that invests commercial attribute product is very difficult actually in this round of adjusting control benefit.

Project of the small family that making work on Dalian market at present apartment can be two kinds according to property right cent: The small family of the small family of commercial property apartment and residential property apartment. Just as its name implies is former attribute trade from property right attribute, development business gains profit finally in the consideration in developing a process the small family that waits for a reason to design a product finally to live to suit product, and latter belongs to the residence from property right attribute. Because this second new politics each policy is aimed at the residence kind product, so the small family of commercial property apartment looks to was not hit it seems that from policy. But integral investment market is hit to press, to investor character is the pressure on capital not simply, the effect that produces to investor mentally is the main reason that affects them to select small family product probably. Have the investor of rich experience, to the wave motion of the market, be opposite especially the susceptibility of policy is very tall, policy layer is right invest sexual market dozen pressure make this part client right of product of sex of this kind of small family investment gain profit anticipate drop, bring about them finally to be able to abandon choosing small family apartment right now. Below so big setting, the confidence of investor just is to decide what they invest orientaton is essential.